Arizona paycheck calculator, 2026
Arizona withholding is unusual: rather than brackets, the employee picks a flat percentage of gross pay on Form A-4 and the employer withholds exactly that. It means Arizona withholding is a choice rather than a calculation, and picking a rate that is too low leaves a bill at filing time. The default assumption here follows the form; if you have chosen a different percentage, that is the single field worth changing.
The Arizona withholding rate, 2026
Arizona works this out from a formula rather than a bracket table, so the amount withheld depends on what your state form says as well as what you earn. These are the steps the calculation actually takes:
- Multiply Arizona taxable wages by the employee's elected A-4 percentage; 2.0% is the default election
What the Arizona withholding form asks for
| Field | What it does | Where it appears |
|---|---|---|
| A-4 withholding percentage | Arizona Form A-4 election. The default is 2.0% when no valid A-4 is on file; 0% is reserved for an employee claiming exemption. | AZ Form A-4, line 1 |
Take-home pay in Arizona by salary
Single filer, paid every two weeks, no pre-tax deductions, 2026 rates. Change any of those in the calculator.
| Salary | Take-home (year) | Per paycheck | Total tax rate |
|---|---|---|---|
| $35,000 | $29,602.56 | $1,138.56 | 15.4% |
| $40,000 | $33,519.98 | $1,289.23 | 16.2% |
| $45,000 | $37,437.14 | $1,439.89 | 16.8% |
| $50,000 | $41,355.34 | $1,590.59 | 17.3% |
| $55,000 | $45,272.50 | $1,741.25 | 17.7% |
| $60,000 | $49,189.92 | $1,891.92 | 18.0% |
| $65,000 | $53,107.60 | $2,042.60 | 18.3% |
| $70,000 | $56,675.06 | $2,179.81 | 19.0% |
| $75,000 | $60,092.50 | $2,311.25 | 19.9% |
| $80,000 | $63,509.68 | $2,442.68 | 20.6% |
| $85,000 | $66,927.64 | $2,574.14 | 21.3% |
| $90,000 | $70,345.08 | $2,705.58 | 21.8% |
| $95,000 | $73,762.52 | $2,837.02 | 22.4% |
| $100,000 | $77,179.96 | $2,968.46 | 22.8% |
| $110,000 | $84,014.84 | $3,231.34 | 23.6% |
| $120,000 | $90,849.98 | $3,494.23 | 24.3% |
| $130,000 | $97,521.06 | $3,750.81 | 25.0% |
| $140,000 | $104,156.00 | $4,006.00 | 25.6% |
| $150,000 | $110,791.20 | $4,261.20 | 26.1% |
| $200,000 | $143,965.90 | $5,537.15 | 28.0% |
Notes and caveats
- The selectable rates are 0.5%, 1.0%, 1.5%, 2.0%, 2.5%, 3.0%, and 3.5%; 0% is available only when the employee claims exemption.
- Arizona DOR and NFC both specify 2.0% when a valid Form A-4 is not on file.
Sources
Every figure on this page is transcribed from a published source and carries the date it was read. Where two sources disagree, the disagreement is recorded rather than resolved silently.
- NFC-23-1686066172, Arizona State Income Tax Withholding — read 2026-07-19 · cross-checked against Arizona Department of Revenue, 2026 Form A-4 and Withholding Tax - Individual
This is an estimate of payroll withholding, not tax advice, and not a prediction of your final tax bill. Withholding is what your employer sends in during the year; what you actually owe is settled when you file.