Maryland paycheck calculator, 2026
Maryland is really two taxes: a state schedule and a county income tax that every resident pays on top, ranging from a little over 2% to well above 3% depending on the county. Two people with identical salaries in neighbouring Maryland counties can take home meaningfully different amounts, and Anne Arundel and Frederick use graduated county tables rather than a single rate. Our 2026 Maryland standard-deduction figures are still being cross-checked, so this page shows the rules and sources rather than an estimate.
Maryland withholding rates, 2026
| Taxable income over | Base tax | Rate on excess |
|---|---|---|
| $0.00 | $0.00 | 4.75% |
| $100,000.00 | $4,750.00 | 5% |
| $125,000.00 | $6,000.00 | 5.25% |
| $150,000.00 | $7,312.50 | 5.5% |
| $250,000.00 | $12,812.50 | 5.75% |
| $500,000.00 | $27,187.50 | 6.25% |
| $1,000,000.00 | $58,437.50 | 6.5% |
| Taxable income over | Base tax | Rate on excess |
|---|---|---|
| $0.00 | $0.00 | 4.75% |
| $150,000.00 | $7,125.00 | 5% |
| $175,000.00 | $8,375.00 | 5.25% |
| $225,000.00 | $11,000.00 | 5.5% |
| $300,000.00 | $15,125.00 | 5.75% |
| $600,000.00 | $32,375.00 | 6.25% |
| $1,200,000.00 | $69,875.00 | 6.5% |
What the Maryland withholding form asks for
| Field | What it does | Where it appears |
|---|---|---|
| MW507 exemptions | Each exemption reduces annual wages subject to Maryland state withholding by $3,200. | Maryland Form MW507, line 1 |
Local taxes in Maryland
These are levied on top of the state tax and are not included in a headline state rate. They are the usual reason two Maryland paychecks with the same salary differ.
Maryland county income tax
NFC's computerized 2026 formula subtracts a $3,350 annual standard deduction; the Comptroller's 2026 percentage-method guide prints $3,400. This implementation uses NFC's $3,350 so the state and county components share one computerized-formula base, and flags the discrepancy.
All 24 local rates agree between NFC-26-1772552688, the Comptroller's 2026 Withholding Tax Facts, and the Central Payroll Bureau's 2026 local-rate memorandum.
Anne Arundel is a marginal graduated schedule. Frederick selects a fixed rate from the income band and applies that rate to all county-taxable wages, creating genuine jumps at the thresholds.
Nonresidents generally do not owe county tax. Maryland's separate additional state withholding for nonresidents remains outside this resident county ruleset.
Source: NFC-26-1772552688, Maryland State and Counties Income Tax Withholding, read 2026-07-19
Notes and caveats
- Maryland resident county income tax is computed separately by US-MD-COUNTY when a county of residence is selected.
- County rates for 2026 range from 2.25% (Worcester) to 3.30% (Dorchester, Kent). Anne Arundel uses a graduated table and Frederick a fixed-rate-by-bracket table, so a single county rate cannot represent all jurisdictions.
- The state bracket schedule is continuous and agrees across sources. The ruleset remains flagged because the annual standard-deduction figures conflict.
Sources
Every figure on this page is transcribed from a published source and carries the date it was read. Where two sources disagree, the disagreement is recorded rather than resolved silently.
- NFC-26-1772552688, Maryland State Income Tax Withholding (Effective Pay Period 02, 2026) — read 2026-07-19 · cross-checked against Comptroller of Maryland, Maryland Withholding Tax Facts, January-December 2026, and 2026 Maryland Employer Withholding Guide
- standardDeduction — NFC-26-1772552688, Maryland State Income Tax Withholding , Withholding Formula, step 5 · read 2026-07-19
- perExemption — NFC-26-1772552688, Maryland State Income Tax Withholding , Withholding Formula, step 6 · read 2026-07-19
- lowIncomeLimit — NFC-26-1772552688, Maryland State Income Tax Withholding , Withholding Formula, step 4 · read 2026-07-19
- rates — NFC-26-1772552688, Maryland State Income Tax Withholding , State Tax Withholding Tables · read 2026-07-19
This is an estimate of payroll withholding, not tax advice, and not a prediction of your final tax bill. Withholding is what your employer sends in during the year; what you actually owe is settled when you file.