Minnesota paycheck calculator, 2026
Minnesota uses a five-bracket schedule with rates that start comparatively high, so even modest salaries see a substantial state deduction relative to other states. Withholding allowances are claimed on Form W-4MN, which Minnesota keeps separate from the federal W-4 — filling in only the federal form is a common reason Minnesota withholding comes out wrong. Our 2026 figures are still being cross-checked.
Minnesota withholding rates, 2026
| Taxable income over | Base tax | Rate on excess |
|---|---|---|
| $0.00 | $0.00 | 0% |
| $4,700.00 | $0.00 | 5.35% |
| $38,010.00 | $1,782.09 | 6.8% |
| $114,130.00 | $6,958.25 | 7.85% |
| $207,850.00 | $14,315.27 | 9.85% |
| Taxable income over | Base tax | Rate on excess |
|---|---|---|
| $0.00 | $0.00 | 0% |
| $14,700.00 | $0.00 | 5.35% |
| $63,400.00 | $2,605.45 | 6.8% |
| $208,180.00 | $12,450.49 | 7.85% |
| $352,630.00 | $23,789.82 | 9.85% |
Bonuses and supplemental pay
Minnesota withholds supplemental wages — bonuses, commission, severance — at a flat 6.25%, separately from your regular salary. A bonus can therefore have a different amount withheld than the same money paid as salary, which is usually why a bonus arrives smaller than expected.
What the Minnesota withholding form asks for
| Field | What it does | Where it appears |
|---|---|---|
| Minnesota W-4MN allowances | — | Form W-4MN, allowances |
Take-home pay in Minnesota by salary
Single filer, paid every two weeks, no pre-tax deductions, 2026 rates. Change any of those in the calculator.
| Salary | Take-home (year) | Per paycheck | Total tax rate |
|---|---|---|---|
| $35,000 | $28,690.48 | $1,103.48 | 18.0% |
| $40,000 | $32,396.00 | $1,246.00 | 19.0% |
| $45,000 | $36,075.26 | $1,387.51 | 19.8% |
| $50,000 | $39,755.30 | $1,529.05 | 20.5% |
| $55,000 | $43,434.56 | $1,670.56 | 21.0% |
| $60,000 | $47,113.82 | $1,812.07 | 21.5% |
| $65,000 | $50,793.60 | $1,953.60 | 21.9% |
| $70,000 | $54,123.16 | $2,081.66 | 22.7% |
| $75,000 | $57,302.44 | $2,203.94 | 23.6% |
| $80,000 | $60,481.72 | $2,326.22 | 24.4% |
| $85,000 | $63,661.52 | $2,448.52 | 25.1% |
| $90,000 | $66,815.06 | $2,569.81 | 25.8% |
| $95,000 | $69,994.60 | $2,692.10 | 26.3% |
| $100,000 | $73,173.88 | $2,814.38 | 26.8% |
| $110,000 | $79,532.96 | $3,058.96 | 27.7% |
| $120,000 | $85,840.04 | $3,301.54 | 28.5% |
| $130,000 | $91,905.06 | $3,534.81 | 29.3% |
| $140,000 | $97,959.94 | $3,767.69 | 30.0% |
| $150,000 | $104,015.08 | $4,000.58 | 30.7% |
| $200,000 | $134,264.00 | $5,164.00 | 32.9% |
Notes and caveats
- Minnesota's 2026 state computer formula supersedes the older public NFC formula; the state values are encoded.
Sources
Every figure on this page is transcribed from a published source and carries the date it was read. Where two sources disagree, the disagreement is recorded rather than resolved silently.
2026 Minnesota Income Tax Withholding Instruction Booklet — read 2026-07-19 · cross-checked against NFC Minnesota State Income Tax Withholding (stale comparison); independent confirmation 2026-07-20- allowance —
2026 Minnesota Income Tax Withholding Instruction Booklet , Computer Formula, step 3 · read 2026-07-19 - rates —
2026 Minnesota Income Tax Withholding Instruction Booklet , Computer Formula, chart for step 5 · read 2026-07-19
This is an estimate of payroll withholding, not tax advice, and not a prediction of your final tax bill. Withholding is what your employer sends in during the year; what you actually owe is settled when you file.