Minnesota paycheck calculator, 2026
Minnesota uses a five-bracket schedule with rates that start comparatively high, so even modest salaries see a substantial state deduction relative to other states. Withholding allowances are claimed on Form W-4MN, which Minnesota keeps separate from the federal W-4 — filling in only the federal form is a common reason Minnesota withholding comes out wrong. Our 2026 figures are still being cross-checked.
Minnesota withholding rates, 2026
| Taxable income over | Base tax | Rate on excess |
|---|---|---|
| $0.00 | $0.00 | 0% |
| $4,700.00 | $0.00 | 5.35% |
| $38,010.00 | $1,782.09 | 6.8% |
| $114,130.00 | $6,958.25 | 7.85% |
| $207,850.00 | $14,315.27 | 9.85% |
| Taxable income over | Base tax | Rate on excess |
|---|---|---|
| $0.00 | $0.00 | 0% |
| $14,700.00 | $0.00 | 5.35% |
| $63,400.00 | $2,605.45 | 6.8% |
| $208,180.00 | $12,450.49 | 7.85% |
| $352,630.00 | $23,789.82 | 9.85% |
Bonuses and supplemental pay
Minnesota withholds supplemental wages — bonuses, commission, severance — at a flat 6.25%, separately from your regular salary. A bonus can therefore have a different amount withheld than the same money paid as salary, which is usually why a bonus arrives smaller than expected.
What the Minnesota withholding form asks for
| Field | What it does | Where it appears |
|---|---|---|
| Minnesota W-4MN allowances | — | Form W-4MN, allowances |
Notes and caveats
- Minnesota's 2026 state computer formula supersedes the older public NFC formula; the state values are encoded.
Sources
Every figure on this page is transcribed from a published source and carries the date it was read. Where two sources disagree, the disagreement is recorded rather than resolved silently.
- 2026 Minnesota Income Tax Withholding Instruction Booklet — read 2026-07-19 · cross-checked against NFC Minnesota State Income Tax Withholding (stale comparison)
- allowance — 2026 Minnesota Income Tax Withholding Instruction Booklet , Computer Formula, step 3 · read 2026-07-19
- rates — 2026 Minnesota Income Tax Withholding Instruction Booklet , Computer Formula, chart for step 5 · read 2026-07-19
This is an estimate of payroll withholding, not tax advice, and not a prediction of your final tax bill. Withholding is what your employer sends in during the year; what you actually owe is settled when you file.