New Mexico paycheck calculator, 2026
New Mexico publishes separate withholding tables for each pay frequency rather than a single annual schedule, so the amount withheld depends on how often you are paid as well as how much. There is no state allowance form; the federal W-4 drives the calculation. Our 2026 New Mexico figures are still being cross-checked, so this page shows the rules and sources rather than an estimate.
New Mexico withholding rates, 2026
| Taxable income over | Base tax | Rate on excess |
|---|---|---|
| $0.00 | $0.00 | 0% |
| $155.00 | $0.00 | 1.5% |
| $261.00 | $1.59 | 3.2% |
| $395.00 | $5.89 | 3.2% |
| $472.00 | $8.36 | 4.3% |
| $645.00 | $15.80 | 4.3% |
| $799.00 | $22.41 | 4.7% |
| $1,126.00 | $37.78 | 4.7% |
| $1,434.00 | $52.24 | 4.9% |
| $4,193.00 | $187.46 | 5.9% |
| Taxable income over | Base tax | Rate on excess |
|---|---|---|
| $0.00 | $0.00 | 0% |
| $310.00 | $0.00 | 1.5% |
| $463.00 | $2.31 | 3.2% |
| $617.00 | $7.23 | 3.2% |
| $790.00 | $12.77 | 4.3% |
| $1,098.00 | $26.00 | 4.3% |
| $1,271.00 | $33.44 | 4.7% |
| $1,963.00 | $65.98 | 4.7% |
| $2,233.00 | $78.63 | 4.9% |
| $6,367.00 | $281.23 | 5.9% |
| Taxable income over | Base tax | Rate on excess |
|---|---|---|
| $0.00 | $0.00 | 0% |
| $232.00 | $0.00 | 1.5% |
| $386.00 | $2.31 | 3.2% |
| $540.00 | $7.23 | 3.2% |
| $713.00 | $12.77 | 4.3% |
| $1,021.00 | $26.00 | 4.3% |
| $1,194.00 | $33.44 | 4.7% |
| $1,886.00 | $65.98 | 4.7% |
| $2,155.00 | $78.63 | 4.9% |
| $6,290.00 | $281.23 | 5.9% |
Bonuses and supplemental pay
New Mexico withholds supplemental wages — bonuses, commission, severance — at a flat 5.9%, separately from your regular salary. A bonus can therefore have a different amount withheld than the same money paid as salary, which is usually why a bonus arrives smaller than expected.
Notes and caveats
- The official TRD pay-period percentage tables are encoded directly. NFC publishes the same annual brackets but annualizes and divides for federal payroll; that shortcut can differ from TRD's pay-period tables by a few cents, so the state tables control.
- FYI-104 Table 3 is internally incomplete: its semimonthly 'Not Over' amounts are $304 single, $608 married, and $456 head of household, while its first formula rows begin over $335, $671, and $503. The encoded zero bracket continues to the first formula threshold, consistent with NFC's annual schedule; this unresolved publication gap is included in the verification flag.
Sources
Every figure on this page is transcribed from a published source and carries the date it was read. Where two sources disagree, the disagreement is recorded rather than resolved silently.
- New Mexico FYI-104, New Mexico Withholding Tax, Rev. 11/2025, effective January 1, 2026 — read 2026-07-19 · cross-checked against NFC-26-1776874663
- weekly — New Mexico FYI-104, Rev. 11/2025 , Table 1, page 5 · read 2026-07-19
- biweekly — New Mexico FYI-104, Rev. 11/2025 , Table 2, page 5 · read 2026-07-19
- semimonthly — New Mexico FYI-104, Rev. 11/2025 , Table 3, page 6 · read 2026-07-19
- monthly — New Mexico FYI-104, Rev. 11/2025 , Table 4, page 6 · read 2026-07-19
- quarterly — New Mexico FYI-104, Rev. 11/2025 , Table 5, page 7 · read 2026-07-19
- semiannual — New Mexico FYI-104, Rev. 11/2025 , Table 6, page 7 · read 2026-07-19
- annual — New Mexico FYI-104, Rev. 11/2025 , Table 7, page 8 · read 2026-07-19
- daily — New Mexico FYI-104, Rev. 11/2025 , Table 8, page 8 · read 2026-07-19
This is an estimate of payroll withholding, not tax advice, and not a prediction of your final tax bill. Withholding is what your employer sends in during the year; what you actually owe is settled when you file.