Texas paycheck calculator, 2026
Texas levies no state personal income tax, so a Texas paycheck has only federal income tax, Social Security and Medicare withheld. For the same gross salary, Texas take-home is typically several thousand dollars a year higher than in a state with an income tax. There are no local wage taxes.
What comes out of a Texas paycheck
Texas levies no state personal income tax, so the state line on a Texas pay stub is zero. What is withheld is federal income tax, Social Security at 6.2% up to the annual wage base, and Medicare at 1.45% with no cap.
| Deduction | Rate | Applies to |
|---|---|---|
| Social Security | 6.2% | Wages up to the annual wage base |
| Medicare | 1.45% | All wages, no cap |
| Additional Medicare | 0.9% | Wages above $200,000 |
| Federal income tax | Graduated | Per IRS Publication 15-T |
Take-home pay in Texas by salary
Single filer, paid every two weeks, no pre-tax deductions, 2026 rates. Change any of those in the calculator.
| Salary | Take-home (year) | Per paycheck | Total tax rate |
|---|---|---|---|
| $35,000 | $30,302.48 | $1,165.48 | 13.4% |
| $40,000 | $34,320.00 | $1,320.00 | 14.2% |
| $45,000 | $38,337.26 | $1,474.51 | 14.8% |
| $50,000 | $42,355.30 | $1,629.05 | 15.3% |
| $55,000 | $46,372.56 | $1,783.56 | 15.7% |
| $60,000 | $50,389.82 | $1,938.07 | 16.0% |
| $65,000 | $54,407.60 | $2,092.60 | 16.3% |
| $70,000 | $58,075.16 | $2,233.66 | 17.0% |
| $75,000 | $61,592.44 | $2,368.94 | 17.9% |
| $80,000 | $65,109.72 | $2,504.22 | 18.6% |
| $85,000 | $68,627.52 | $2,639.52 | 19.3% |
| $90,000 | $72,145.06 | $2,774.81 | 19.8% |
| $95,000 | $75,662.60 | $2,910.10 | 20.4% |
| $100,000 | $79,179.88 | $3,045.38 | 20.8% |
| $110,000 | $86,214.96 | $3,315.96 | 21.6% |
| $120,000 | $93,250.04 | $3,586.54 | 22.3% |
| $130,000 | $100,121.06 | $3,850.81 | 23.0% |
| $140,000 | $106,955.94 | $4,113.69 | 23.6% |
| $150,000 | $113,791.08 | $4,376.58 | 24.1% |
| $200,000 | $147,966.00 | $5,691.00 | 26.0% |
Notes and caveats
- Texas has no state personal income tax.
- No state income tax.
Sources
Every figure on this page is transcribed from a published source and carries the date it was read. Where two sources disagree, the disagreement is recorded rather than resolved silently.
- Federation of Tax Administrators — State Individual Income Tax Rates — read 2026-07-18
This is an estimate of payroll withholding, not tax advice, and not a prediction of your final tax bill. Withholding is what your employer sends in during the year; what you actually owe is settled when you file.